When you look at the Kāinga Ora website you will find the basic rules for the First Home Loan Scheme, but there are some less well known one’s that are tripping up a lot of first home buyers. These are the “hidden” rules, or at least the less known rules that can catch you out. […]
The Less Known Rules For The First Home Loan Scheme Read More »
Shared home ownership is becoming a popular way to buy a first home in New Zealand, but finding a home that is suited to shared equity is not always that easy – but now we have the “Shared Equity tick®” which you will start to see on property listings. It’s a new concept to solve
What Is The Shared Equity Tick? Read More »
Would you buy a home without looking at the options, or do you think it might be better to see what’s available when buying your home? Most people would admit that it’s smarter to go and have a look at the home you are considering buying, but also have a look at other property, and
Open Your Eyes When Buying Your Home Read More »
For many first home buyers getting approved seems like a win, and it sort of is BUT maybe it’s not as good as it could be. When we look at the reality of being a first home buyer it’s the home that you want, and the mortgage that you need. When a bank approves your
Getting Approved Is One Thing Read More »
In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora. It’s become more popular as first home buyers have seen an opportunity to buy while the market is down, but rents are up. It’s made buying a really good alternative
More First Home Buyers Use First Home Loans Read More »
Most people would love to earn more money, but not everyone is prepared to do anything more than they are already doing. But many of the more well off people have stepped outside of their comfort zone and done that bit extra, and by doing that it’s set them up for life. So what more
What Would You Do To Earn More? Read More »
When you are buying a new home it makes sense to get it checked out by a building inspector. You want to be confident that you are buying a house that does not have any hidden problems. Buyers know that they should have a builders report on any home they are serious about buying, but
Why Use CheckedOut For Building Reports Read More »
That’s right, we are about to see the Lenders Mortgage Insurance costs slashed by 50% for First Home Loans. Lenders Mortgage Insurance (LMI) has been used by Kāinga Ora with the First Home Loans which offers home loans with as little as a 5% deposit. Kāinga Ora have been charging 1% for the Lenders Mortgage
Lenders Mortgage Insurance Reduces Read More »
If you really want a new home for your family then the you might be surprised to know of this opportunity that allows you to buy a better home than you may have thought possible. You may have thought that you needed to save more (a bigger deposit) or earn more (a bigger income) to
You Might Be Able To Buy A Better Home Today Read More »
When we heard from Shane we questioned if he could buy a home, but we thought we should consider all options for him and we’re glad that we did. Shane was like many first home buyers – lacking the deposit that banks are asking for (20%) and being single was short on income for the
Yes, Shane Can Buy His First Home Read More »