As the New Zealand lending market gets harder, people are choosing to use mortgage advisers before banks. In the past people have often gone directly to “their” bank as they had a relationship there and felt that because of the history with that bank it was going to prove helpful when applying for a home […]
People Are Choosing To Use Mortgage Advisers Before Banks Read More »
Lenders are now looking at spending and bank statements in more detail when assessing people for a mortgage approval. Previously you would be asked what you spend and your mortgage adviser and the lender at the bank would check your statements and situation to make sure that what you stated was realistic. The banks all
What Lenders Look For In Your Bank Statements Read More »
Of course everyone wants to know “how much can I borrow for a home loan?” but it’s not always easy to find out. You may have looked at the banks websites and tried one of the mortgage calculators so you have already worked out what you are comfortable with, and in your view you know
How Much Can I Borrow For A Home Loan? Read More »