Home Loan Deposits Archives

June 6, 2024

The Less Known Rules For The First Home Loan Scheme

When you look at the Kāinga Ora website you will find the basic rules for the First Home Loan Scheme, but there are some less well known one’s that are tripping up a lot of first home buyers. These are the “hidden” rules, or at least the less known rules

Stuart Wills Read more

May 17, 2023

More First Home Buyers Use First Home Loans

Comments Off First Home Loans Home Loan Deposits Your First Home

In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora. It’s become more popular as first home buyers have seen an opportunity to buy while the market is down, but rents are up. It’s made

Stuart Wills Read more

March 23, 2023

You Might Be Able To Buy A Better Home Today

Comments Off First Home Grants First Home Partners Home Loan Deposits Shared Home Ownership Shared Ownership Your First Home

If you really want a new home for your family then the you might be surprised to know of this opportunity that allows you to buy a better home than you may have thought possible. You may have thought that you needed to save more (a bigger deposit) or earn

Sunil Kumar Read more

July 12, 2022

What is Lenders’ Mortgage Insurance and Why Is It Used?

Comments Off Home Loan Deposits Lenders Mortgage Insurance Your First Home

If you are a first home buyer you may have heard people mention the LMI fee and wonder what is lenders mortgage insurance, and ask yourself why it is being added to the loan. Obviously you don’t really want the extra cost of the LMI fee, but on the other

Stuart Wills Read more

April 7, 2022

Mortgage Advisers Are Helping New Buyers Jump Through The Hoops

Comments Off Account Conduct Assessing Income Credit Scores Home Loan Deposits Your First Home

As kids we loved to jump through hoops, but as new buyers it’s not much fun at all. New lending rules have created more hoops to jump through, cut off credit to borrowers who would have qualified only months ago, and generally shrunk the size of loans being approved. The

Stuart Wills Read more

March 2, 2022

Five Tips To Improve Chances For First Home Buyers

Comments Off Assessing Income Debt Consolidation Home Loan Deposits Your First Home

Buying your first home is not always that easy, so as a mortgage adviser I am sharing five tips to improve chances for first home buyers and enable them to buy a better home sooner. Let’s look first at the major challenges that first home buyers have, and then we

Stuart Wills Read more

February 25, 2022

The Reserve Bank Want Bigger Deposits

Comments Off Home Loan Deposits Your First Home

This is bad news for first home buyers! In a time when it is hard enough to save a deposit to buy your first home, the Reserve Bank is wanting to see bigger deposits as a way to protect the property market from a drop in house prices. The Reserve

Stuart Wills Read more

February 19, 2022

Buying Your First Home With 5% Deposit Today

Comments Off First Home Grants Home Loan Deposits Shared Ownership Your First Home

It’s not easy buying your first home with a small deposit and in many cases it can seem that home ownership is an impossible dream. You can speak with most banks and they just say “NO” that you need a bigger deposit, or some banks and mortgage advisers might suggest

Stuart Wills Read more

The Less Known Rules For The First Home Loan Scheme

More First Home Buyers Use First Home Loans

You Might Be Able To Buy A Better Home Today

What is Lenders’ Mortgage Insurance and Why Is It Used?

Mortgage Advisers Are Helping New Buyers Jump Through The Hoops

Five Tips To Improve Chances For First Home Buyers

The Reserve Bank Want Bigger Deposits

Buying Your First Home With 5% Deposit Today

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