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  • 2022
  • February
February 28, 2022

Are New Zealand Houses Too Expensive?

Comments Off Your First Home

We often look at the prices that houses are selling for and question if New Zealand houses too expensive. Most of us probably think they are, but what is too expensive? Let’s Get Some Detail What we decided to do was to look at how New Zealand house prices compare

Stuart Wills Read more
February 25, 2022

The Reserve Bank Want Bigger Deposits

Comments Off Home Loan Deposits Your First Home

This is bad news for first home buyers! In a time when it is hard enough to save a deposit to buy your first home, the Reserve Bank is wanting to see bigger deposits as a way to protect the property market from a drop in house prices. The Reserve

Stuart Wills Read more
February 19, 2022

Buying Your First Home With 5% Deposit Today

Comments Off First Home Grants Home Loan Deposits Shared Ownership Your First Home

It’s not easy buying your first home with a small deposit and in many cases it can seem that home ownership is an impossible dream. You can speak with most banks and they just say “NO” that you need a bigger deposit, or some banks and mortgage advisers might suggest

Stuart Wills Read more
February 15, 2022

The Changes to The First Home Products

Comments Off Your First Home

Changes to the First Home Products come into effect on 1 April 2021. This includes the First Home Grants and First Home Loans. What Are The Changes? The changes recently announced include: lifting the house price caps for both new properties and existing properties in those places where access to

Stuart Wills Read more
February 12, 2022

Changes For First Home Buyers Announced

Comments Off Your First Home

This Government had us waiting since the end of last year for the changes for first home buyers, and today they were finally announced It’s intended that the changes will mean house prices increase less quickly, but economists are not so sure. The Government believe that the changes will help

Stuart Wills Read more
we all get frustrated with banks
February 9, 2022

Mortgage Advisers Get Frustrated With Banks Too

Comments Off Your First Home

As mortgage advisers we often see people on social media either praising a mortgage adviser for getting them a home loan after getting frustrated with the banks who said “NO” or saying that it’s easier and faster to get a home loan approved directly with a bank. There is of

Stuart Wills Read more
February 2, 2022

Should I buy A House Now Or Wait?

Comments Off Your First Home

Many people will ask family and advisers if they should buy a house now or save a bigger deposit. This is a question that all first home buyers ask, and not just in New Zealand. In 2020 when COVID hit there were a number of economists that were predicting house

Stuart Wills Read more

Recent Posts

  • The Less Known Rules For The First Home Loan Scheme
  • Why Do Lenders Care About Your Account Conduct?
  • What Is The Shared Equity Tick?
  • Open Your Eyes When Buying Your Home
  • Getting Approved Is One Thing

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