It’s now been over three weeks since the Reserve Bank of New Zealand removed the loan-to-value-ratio (LVR) funding restrictions but we are still waiting for the banks to start offering low deposit home loans. The banks are now technically allowed to lend as much as they like. They could lend

So you are sick of wasting money on rent and know that you can afford a home loan but the bank says it can’t approve your home loan. You have checked on the online mortgage calculators and it is quite within your budget. But the bank keeps saying you cannot