fbpx

Your First Home

Know The Difference Between Banks Versus Mortgage Brokers

You may be wondering what the difference is between banks versus mortgage brokers, or mortgage advisers as we now refer to them in New Zealand. When looking for a good mortgage for your first home, or even the next home there are two main options: firstly going directly through a bank or secondly working with

Know The Difference Between Banks Versus Mortgage Brokers Read More »

Reserve Bank May Introduce Debt To Income Ratios

In response to feedback received on its proposed policy for debt serviceability restrictions (DSRs) on residential mortgage lending, the Reserve Bank of New Zealand said it will design a framework for debt-to-income (DTI) restrictions. The Reserve Bank sought feedback in November 2021 on the merits and the potential design on a Debt to Income system which if

Reserve Bank May Introduce Debt To Income Ratios Read More »