Skip to content

Smarter Start

helping new home buyers start smarter

  • 2020
  • March

  • 2020
  • March
March 30, 2020

Many First Home Buyers Struggle With Deposits

Comments Off Your First Home

Does This Sound Like You? Many first home buyers struggle with deposits. You know that you can afford the repayments and often they look lower than what you are paying in rent. Buying a home seems like an obvious thing to do except the banks require a larger deposit than

Stuart Wills Read more
March 16, 2020

Why Smart People Have Redundancy Protection Cover

Comments Off Mortgage Protection Insurance Redundancy Cover

When most Kiwis get a mortgage the mortgage broker and often the bank staff will ask them about mortgage protection insurance. They should explain that it’s a good protection to have so that you and your family can keep a roof over your heads should something go wrong and you

Stuart Wills Read more
March 16, 2020

ANZ Will Allow Low Equity Premiums To Be Added To Loans

Comments Off Low Equity Premiums

While most banks apply a low equity margin to home loans where the deposits are less than 20%, ANZ has charged low equity premiums which are a one-off fee rather than an ongoing margin added to the interest rate that you pay. One of the problems with the fee was

Stuart Wills Read more

Recent Posts

  • The Less Known Rules For The First Home Loan Scheme
  • Why Do Lenders Care About Your Account Conduct?
  • What Is The Shared Equity Tick?
  • Open Your Eyes When Buying Your Home
  • Getting Approved Is One Thing

Recent Comments

    Archives

    • June 2024
    • May 2024
    • September 2023
    • July 2023
    • June 2023
    • May 2023
    • April 2023
    • March 2023
    • February 2023
    • January 2023
    • November 2022
    • October 2022
    • September 2022
    • August 2022
    • July 2022
    • April 2022
    • March 2022
    • February 2022
    • January 2022
    • August 2021
    • March 2021
    • September 2020
    • July 2020
    • June 2020
    • May 2020
    • April 2020
    • March 2020

    Categories

    • Account Conduct
    • Assessing Income
    • Credit Scores
    • Debt Consolidation
    • First Home Grants
    • First Home Loans
    • First Home Partners
    • Home Loan Deposits
    • Lenders Mortgage Insurance
    • Low Deposit Home Loans
    • Low Equity Premiums
    • Mortgage Advisers
    • Mortgage Interest Rates
    • Mortgage Protection Insurance
    • Redundancy Cover
    • Shared Home Ownership
    • Shared Ownership
    • Your First Home

    Meta

    • Log in
    • Entries feed
    • Comments feed
    • WordPress.org

    Copyright © 2025 Smarter Start Powered by WordPress