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The Less Known Rules For The First Home Loan Scheme

June 6, 2024 No Comments

When you look at the Kāinga Ora website you will find the basic rules for…

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Why Do Lenders Care About Your Account Conduct?

May 15, 2024 No Comments

When you apply for any loan the lender will look at your credit score and…

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What Is The Shared Equity Tick?

September 21, 2023 No Comments

Shared home ownership is becoming a popular way to buy a first home in New…

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Open Your Eyes When Buying Your Home

July 25, 2023 No Comments

Would you buy a home without looking at the options, or do you think it…

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Getting Approved Is One Thing

June 16, 2023 No Comments

For many first home buyers getting approved seems like a win, and it sort of…

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More First Home Buyers Use First Home Loans

May 17, 2023 No Comments

In the past year we have certainty seen a big increase in people applying for…

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What Would You Do To Earn More?

May 1, 2023 No Comments

Most people would love to earn more money, but not everyone is prepared to do…

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Why Use CheckedOut For Building Reports

April 26, 2023 No Comments

When you are buying a new home it makes sense to get it checked out…

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Lenders Mortgage Insurance Reduces

April 26, 2023 No Comments

That’s right, we are about to see the Lenders Mortgage Insurance costs slashed by 50%…

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You Might Be Able To Buy A Better Home Today

March 23, 2023 No Comments

If you really want a new home for your family then the you might be…

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Yes, Shane Can Buy His First Home

February 26, 2023 No Comments

When we heard from Shane we questioned if he could buy a home, but we…

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CheckedOut for building report sharing

House Buyers Have CheckedOut For Building Reports

February 9, 2023 No Comments

When you are buying a home it makes sense to get it checked out by…

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Know The Difference Between Banks Versus Mortgage Brokers

January 4, 2023 No Comments

You may be wondering what the difference is between banks versus mortgage brokers, or mortgage…

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How Hard Would You Work To Buy Your First Home?

November 14, 2022 No Comments

It’s always been hard to buy your first home but many are working harder to…

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Mortgage Advisers Don’t Try To Put Everyone In The Same Box

November 7, 2022 No Comments

Every person is different, and yet the banks try to squeeze everyone in the same…

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The Satisfaction That Advisers Get Helping First Home Buyers

October 19, 2022 No Comments

I’ve been a mortgage adviser for over 25-years now and I often get asked what…

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It Costs Nothing To Review Your Debts

September 20, 2022 No Comments

As financial advisers we see a lot of people that may want to buy their…

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People Are Choosing To Use Mortgage Advisers Before Banks

August 31, 2022 No Comments

As the New Zealand lending market gets harder, people are choosing to use mortgage advisers…

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What Lenders Look For In Your Bank Statements

August 20, 2022 No Comments

Lenders are now looking at spending and bank statements in more detail when assessing people…

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How Much Can I Borrow For A Home Loan?

August 2, 2022 No Comments

Of course everyone wants to know “how much can I borrow for a home loan?”…

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The Hidden Risk With Buy Now Pay Later

July 21, 2022 No Comments

Most people don’t know that when you use a Buy Now Pay Later payment arrangement…

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What is Lenders’ Mortgage Insurance and Why Is It Used?

What is Lenders’ Mortgage Insurance and Why Is It Used?

July 12, 2022 No Comments

If you are a first home buyer you may have heard people mention the LMI…

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Reserve Bank May Introduce Debt To Income Ratios

April 28, 2022 No Comments

In response to feedback received on its proposed policy for debt serviceability restrictions (DSRs) on…

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Mortgage Advisers Are Helping New Buyers Jump Through The Hoops

April 7, 2022 No Comments

As kids we loved to jump through hoops, but as new buyers it’s not much…

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Understanding What’s happening With Interest Rates & Inflation

March 28, 2022 No Comments

It’s been a long time since we’ve had to be concerns about inflation. In the…

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Avoid The Buy Now Pay Later Debt Trap

March 24, 2022 No Comments

Buy now pay later providers offer the ability to buy products or services now while paying…

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