The Less Known Rules For The First Home Loan Scheme
When you look at the Kāinga Ora website you will find the basic rules for…
Why Do Lenders Care About Your Account Conduct?
When you apply for any loan the lender will look at your credit score and…
What Is The Shared Equity Tick?
Shared home ownership is becoming a popular way to buy a first home in New…
Open Your Eyes When Buying Your Home
Would you buy a home without looking at the options, or do you think it…
Getting Approved Is One Thing
For many first home buyers getting approved seems like a win, and it sort of…
More First Home Buyers Use First Home Loans
In the past year we have certainty seen a big increase in people applying for…
What Would You Do To Earn More?
Most people would love to earn more money, but not everyone is prepared to do…
Why Use CheckedOut For Building Reports
When you are buying a new home it makes sense to get it checked out…
Lenders Mortgage Insurance Reduces
That’s right, we are about to see the Lenders Mortgage Insurance costs slashed by 50%…
You Might Be Able To Buy A Better Home Today
If you really want a new home for your family then the you might be…
Yes, Shane Can Buy His First Home
When we heard from Shane we questioned if he could buy a home, but we…
House Buyers Have CheckedOut For Building Reports
When you are buying a home it makes sense to get it checked out by…
Know The Difference Between Banks Versus Mortgage Brokers
You may be wondering what the difference is between banks versus mortgage brokers, or mortgage…
How Hard Would You Work To Buy Your First Home?
It’s always been hard to buy your first home but many are working harder to…
Mortgage Advisers Don’t Try To Put Everyone In The Same Box
Every person is different, and yet the banks try to squeeze everyone in the same…
The Satisfaction That Advisers Get Helping First Home Buyers
I’ve been a mortgage adviser for over 25-years now and I often get asked what…
It Costs Nothing To Review Your Debts
As financial advisers we see a lot of people that may want to buy their…
People Are Choosing To Use Mortgage Advisers Before Banks
As the New Zealand lending market gets harder, people are choosing to use mortgage advisers…
What Lenders Look For In Your Bank Statements
Lenders are now looking at spending and bank statements in more detail when assessing people…
How Much Can I Borrow For A Home Loan?
Of course everyone wants to know “how much can I borrow for a home loan?”…
The Hidden Risk With Buy Now Pay Later
Most people don’t know that when you use a Buy Now Pay Later payment arrangement…
What is Lenders’ Mortgage Insurance and Why Is It Used?
If you are a first home buyer you may have heard people mention the LMI…
Reserve Bank May Introduce Debt To Income Ratios
In response to feedback received on its proposed policy for debt serviceability restrictions (DSRs) on…
Mortgage Advisers Are Helping New Buyers Jump Through The Hoops
As kids we loved to jump through hoops, but as new buyers it’s not much…
Understanding What’s happening With Interest Rates & Inflation
It’s been a long time since we’ve had to be concerns about inflation. In the…
Avoid The Buy Now Pay Later Debt Trap
Buy now pay later providers offer the ability to buy products or services now while paying…