Know The Difference Between Banks Versus Mortgage Brokers
You may be wondering what the difference is between banks versus mortgage brokers, or mortgage advisers as we now refer to them in New Zealand. When looking for a good mortgage for your first home, or even the next home there are two main options: firstly going directly through a
Buying Your First Home With 5% Deposit Today
It’s not easy buying your first home with a small deposit and in many cases it can seem that home ownership is an impossible dream. You can speak with most banks and they just say “NO” that you need a bigger deposit, or some banks and mortgage advisers might suggest
Banks & Lenders Calculate Income Differently
It may seem easy to work out how much you earn, but when you are trying to get a mortgage to buy your first home you need to understand how the banks and lenders calculate your income differently from each other and it might be a bit different to how
Kāinga Ora Offer First Home Grant
If you’re a first-time home buyer, or a previous home owner and you’ve been making regular KiwiSaver contributions for 3 – 5 years, you may be eligible for a First Home Grant of up to $10,000. It’s effectively free money so you should at least see if you can get
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